30398 Wide Plains Ct Menifee, CA 92584
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About this home
AT FULL OFFER SELLER WILL PAY UP TO $10,000.00 TOWARDS CLOSING COST. Exquisite Single-Story Living in the Prestigious Audie Murphy Ranch! Seller is highly motivated. Welcome to this beautifully appointed single-story residence nestled within the highly sought-after, master-planned community of Audie Murphy Ranch. Boasting 1,662 square feet of thoughtfully designed living space, this exceptional home offers 3 generously sized bedrooms and 2 luxurious bathrooms—perfect for a variety of lifestyles. Step into the heart of the home, where an open-concept floorplan effortlessly blends comfort and elegance. The kitchen features a striking granite slab island with breakfast bar seating, gleaming stainless steel appliances, and a walk-in pantry. Flowing seamlessly from the kitchen are a spacious family room and a formal dining area—ideal for both everyday living and elegant entertaining. Retreat to the expansive primary suite, a serene sanctuary that includes a private dressing area, upgraded flooring, and a spa-inspired en-suite bath. Pamper yourself with an oversized walk-in shower, dual sinks adorned with quartz countertops, and a private water closet offering added privacy. This executive-style home showcases over $20,000 in premium upgrades and enhancements, including a state-of-the-art water purification system, water softener, custom designer paint, elegant window treatments, upgraded quartz countertops, beautiful 18” tile flooring, recessed lighting, and ceiling fans throughout. Step outside to your private backyard oasis—perfect for entertaining or relaxing under the stars. With ample space, it is ideal for gatherings year-round. Additional highlights include an oversized attached two-car garage and a fully equipped indoor laundry room complete with full-size washer and dryer. There is a lemon and orange fruit tree in the back. Tucked away on a quiet cul-de-sac, this home enjoys close proximity to top-notch community amenities such as a resort-style pool, BBQ area, and sports park. Conveniently located near both the I-15 and I-215 freeways, this is a rare opportunity to own a dream home in one of the region’s most desirable communities. Don’t miss out—homes like this don’t come around often! Financing buyers to pre-qualify with Lisa Giacomini of Guaranteed Rate at lisa.giacomini@Grarate.com and 760-644-644-0279. Please call listing agent at least 2 hours before viewing. SORRY SATURDAY VIEWING ONLY NOW.
Source: CRMLS #SW25172872
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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