304 Jackson St Bartlett, IL 60103
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About this home
Welcome home to this spacious raised ranch in the highly desirable Brookfarm community! Lovely curb appeal and a brand new driveway lead you to this gorgeous property. The bright, fresh white wood-paneled foyer set the stage, welcoming you into an open-concept living and dining space bathed in natural light from a sunny bay window. The kitchen is a true chef's delight with gleaming white cabinets that soar to the ceiling, stainless steel appliances, and a convenient breakfast bar perfect for casual meals or evening wine with friends. Throughout the home, a neutral palette, custom fixtures, and generous closet space strike the perfect balance of style and practicality. Upstairs, three inviting bedrooms with newer windows and ceiling fans provide year-round comfort, while the updated hall bath - complete with a skylight - fills the space with uplifting natural light. The lower level is where the fun begins! A sprawling family room doubles as the ultimate entertainment hub, featuring a built-in bar area, full bath, and sliders that open seamlessly to the backyard. An additional bedroom and a versatile flex space give you endless flexibility - perfect for a private guest suite, home office, creative studio, or cozy retreat. Step outside and discover a fully fenced backyard designed for both relaxation and play. Enjoy a custom deck, stone patio with firepit, and plenty of green space for gatherings, gardening, or simply unwinding under the stars. A roomy 21/2-car garage provides storage for vehicles, tools, and toys, while a smart drainage system, maintenance-free vinyl siding, and professional landscaping add peace of mind and lasting curb appeal. Brookfarm itself is loved for its friendly neighborhood feel, tree-lined streets, and unbeatable convenience. Close to parks, schools, shopping, restaurants, and major roadways, it offers that rare combination of small-town charm and easy suburban living. This is the kind of place where neighbors become friends, the community feels strong, and every day living is just a little easier.
Source: MRED #12497016
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.