304 Stathams Way Warner Robins, GA 31088
Your savings
About this home
**$40,000 BUYER INCENTIVE TO BE USED TOWARD BUYER CLOSING COST FEES, DESIGN ALLOWANCE, INTEREST RATE BUY DOWN POINTS OR PRICE REDUCTION!!!** This stunning full-brick home is zoned for County Taxes Only and sits on a 1.59-acre waterfront lot in the highly sought-after Statham's Landing Golf Course Community, offering timeless elegance, modern functionality, and easy access to the course. With extensive trim and moldings, hardwood floors throughout, and thoughtful design, this home is perfect for both everyday living and entertaining. The main level features a large foyer, formal dining room, and formal living room/den with fireplace and the open floor plan flows into a spacious great room with custom built-ins, a fireplace with floor-to-ceiling stone accents, and open staircase while he chef's kitchen boasts of custom cabinetry, a gas range, convection oven/microwave plus separate oven, granite countertops, and a large island with breakfast bar. The oversized primary suite includes a sitting area, spa-like bath with dual vanities, makeup vanity, separate tub, gorgeous shower, and a walk-in closet. Additional main floor highlights include a half bath for guests, a large laundry room with utility sink and storage closet, an additional bedroom with private bath, and a huge sunroom. Upstairs, the front staircase leads to a loft area and two bedrooms with a Jack-and-Jill bath while a separate staircase off the sunroom leads to a massive bedroom/bonus room with a full bath-perfect for a studio, game room, playroom, or teen suite. From the sunroom, step out onto the massive partially covered deck overlooking the lush backyard with waterfront views and direct pond access. This is the perfect home for hosting large parties or just relaxing with your close friends and family. While being Located in a well-established golf course community, this home also offers optional membership for access to the clubhouse, golf course, and community pool. Call Today To Schedule a Tour of This Amazing Home!
Source: GAMLS #10611206
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.