3040 Cabezon Ln Prescott, AZ 86301
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About this home
Welcome to 3040 Cabezon Lane - A Beautiful southwest Villa in Prescott AZ. Nestled in the highly desirable community of Yavapai Hills, this beautifully maintained home at 3040 Cabezon Lane offers the perfect blend of comfort, elegance, and Southwest charm. Located in scenic Prescott, AZ, this residence provides a tranquil lifestyle surrounded by stunning mountain views and a welcoming neighborhood ambiance. Step inside to discover a light-filled open-concept floor plan with high ceilings, quality finishes, and thoughtful upgrades throughout. The spacious living area features a cozy fireplace, perfect for cooler desert evenings, while the adjacent dining area flows seamlessly into a gourmet kitchen equipped with stainless steel appliances, granite countertops, and custom... cabinetryideal for both casual dining and entertaining One of the standout features of this home is the split-bedroom layout, providing ultimate privacy. The Primary suite is serene and tucked away in its own wing, creating a peaceful retreat with a spacious en suite bath, dual vanities, a walk-in shower, soaking tub, and a generous walk-in closet. The additional bedrooms are located in a separate area of the home, ideal for guests, family members, or a dedicated home office.side to enjoy a beautifully landscaped backyard with a covered patioperfect for relaxing and taking in Arizona's breathtaking sunsets. With low-maintenance landscaping and plenty of privacy, the outdoor space is ideal for year-round enjoyment. Located just minutes from downtown Prescott, this home provides easy access to shopping, dining, hiking trails, and lakes, while still offering the peace and quiet of a well-established neighborhood with walking paths. Whether you're seeking a primary residence or a peaceful seasonal escape, 3040 Cabezon Lane is a rare opportunity to own a piece of Prescott's charm and lifestyle
Source: ARMLS #6857348
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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