3040 Woodside Ave Parkville, MD 21234
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About this home
Welcome home to this beautifully updated 4+-bedroom, 3-full bath Porch-front Cape Cod that perfectly blends classic 1920s character with today’s modern comfort. Situated on a quiet street in the heart of Parkville, this move-in-ready home offers over 1,600+ sq. ft. of above-grade living space (plus a finished lower level), thoughtfully designed for both relaxing and entertaining. Step inside to find a bright, open-concept main level filled with natural light and stylish finishes. The spacious living and dining areas flow seamlessly into an upgraded kitchen, featuring granite countertops, stainless steel appliances, and plenty of cabinet space. The laundry and mudroom is beyond the kitchen on the way to the backyard and/or deck. Also, the main floor also has 2 bedrooms and 1 full bath. Retreat upstairs to two (2) generously sized bedrooms and a beautifully updated bathroom with a tile shower. The fully finished basement adds versatile living space—perfect for a family room, home office, or guest suite—with a full bath and walk-out access. Enjoy peace of mind knowing this home has been meticulously maintained and recently improved: New architectural roof (2020). New double-pane windows (2019) New HVAC and hot water heater (2025) French drain and 2 sump pump systems (2020) Fresh insulation for year-round efficiency (2025) Outside, a large level fenced in rear yard and deck offers plenty of room for gardening, entertaining, or play, while the private driveway provides off-street parking for 3 vehicles. Located near shopping, dining, parks, and major commuter routes, this home combines suburban tranquility with urban convenience. Don’t miss your chance to own this thoughtfully updated gem—schedule your private tour today!
Source: BRIGHT #MDBC2144834
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.