30418 La Quinta Dr Georgetown, TX 78628
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About this home
Nestled in the heart of Georgetown, this spacious and well-appointed home at 30418 La Quinta Dr offers the perfect blend of comfort, functionality, and style. With 5 bedrooms, 2.5 bathrooms, and a generous layout, this residence is designed to meet the needs of today’s modern lifestyle. The chef’s kitchen is a standout feature, boasting granite countertops, dual built-in ovens, an electric cooktop on the island, and an abundance of prep and storage space—ideal for everyday meals and entertaining alike. Just off the kitchen, the living room offers warmth and character with a wet bar, custom wood built-ins, and a cozy fireplace. The main-level primary suite is a true retreat, featuring a spa-like en suite with a jetted tub, separate shower, and TWO walk-in closets. An attached sitting room/sunroom offers a quiet space to relax and opens directly onto the covered back patio, creating the perfect indoor-outdoor flow. Upstairs, you’ll find four generously sized bedrooms and a bonus living area, offering plenty of flexible space for guests, hobbies, or a home office.Step outside to enjoy your private backyard oasis with a sparkling pool—ideal for summer days and outdoor gatherings. A three-car garage provides secure parking and ample storage space. Built in 1997 and filled with timeless features, this home is move-in ready and waiting for its next chapter. Don’t miss this incredible opportunity to live in one of Georgetown’s most desirable areas! Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: ACTRIS #2960963
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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