3044 Luke Crossing Dr Unit 28 Charlotte, NC 28226
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About this home
There are homes that impress—and then there are homes that quietly captivate you. Welcome to 3044 Luke Crossing, where timeless craftsmanship, refined elegance, and quiet luxury come together in one of South Charlotte’s most coveted gated enclaves. From the moment you arrive, this stately 3-bedroom, 3.5-bath townhome draws you in. Nestled within a serene, private community just minutes from the Arboretum and SouthPark, it offers over 2,800 square feet of thoughtful design, character, and grace—details that feel increasingly rare in today’s world. Step inside, and you’ll sense the story it tells. Every detail has been lovingly cared for and meticulously preserved. Hand-painted stenciled walls by local artisans, layered crown molding, and solid-core doors speak to an era when craftsmanship mattered. The millwork and trim are not just accents—they’re a testament to artistry and pride. The kitchen is the heart of this home, inviting and warm, with rich wood cabinetry, granite countertops, and stainless-steel appliances. It opens effortlessly to the dining and living areas, where gatherings flow naturally, whether you’re hosting dinner with friends or enjoying a quiet morning coffee bathed in soft light. Upstairs, the primary suite feels like a retreat with its tray ceiling, walk-in closet, and spa-inspired bath. Two additional bedrooms each feature their own private baths—ideal for guests or family members. Downstairs, a versatile flex space with a full bath offers endless possibilities: a media room, home office, or guest suite. Outdoors, two peaceful retreats await. A private upper deck perfect for a glass of wine at sunset, and a lower patio and garden surrounded by lush greenery where time seems to slow down. This is not a home that shouts—it whispers. Built to endure, designed to charm quietly, and curated for someone who values heritage, grace, and authenticity. The owners have preserved its integrity, allowing its next chapter to be written by someone who appreciates homes with heart and history. Within this gated community, residents enjoy a pool, beautifully landscaped grounds, and the convenience of nearby shopping, dining, medical facilities, and top-rated schools—all while maintaining the sense of calm that only comes from a truly private setting. A thoughtful design element throughout the home adds even greater potential—three stacked closets were intentionally designed to accommodate a future elevator. If you’ve been searching for something more than just a place to live—something with character, depth, and story—3044 Luke Crossing may be exactly what you’ve been waiting for. Schedule your private showing today and experience its quiet luxury for yourself.
Source: CANOPYMLS #4295495
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.