305 Jamerson Ct Glen Allen, VA 23059
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About this home
Discover Your Dream Town home in the Coveted Twin Hickory Community! Welcome to this impeccably presented 3-bedroom, 2.5-bathroom town home, ideally situated in the highly desirable Twin Hickory community. Located just moments from the premier amenities of Short Pump and Nuckols Road, this residence offers the perfect blend of comfort, convenience, and modern style. Step Inside to Modern Elegance: This town home boasts beautiful LVP flooring throughout its spacious living areas, offering both durability and a sleek, contemporary look. Gourmet Kitchen Delight: The heart of the home is the gourmet kitchen, featuring a spacious breakfast nook that overlooks the inviting backyard – perfect for morning coffee or casual dining. Cozy Living Area: The open-concept living area is enhanced by a warm and inviting gas fireplace, creating a perfect ambiance for relaxation and gatherings. Luxurious Primary Suite Retreat: Spa-Like En-Suite: Unwind in the luxurious primary suite, complete with a relaxing jetted tub and a separate, spacious shower for your ultimate comfort. Outdoor Oasis & Practical Features: Fully Fenced Backyard: Enjoy your private, fully fenced backyard, featuring a concrete patio ideal for outdoor entertaining, barbecues, or simply enjoying the fresh air. Attached 2-Car Garage: Benefit from the convenience of an attached 2-car garage, providing ample space for vehicles and additional storage. Community Amenities & Prime Location: Resort-Style Living: Residents can enjoy access to fantastic community amenities, including scenic walking trails, a refreshing swimming pool, and well-maintained tennis courts. Top-Tier School District: Located within the highly sought-after Deep Run High School district, this home offers access to excellent educational opportunities. This meticulously maintained town home is a true gem and a must-see! It perfectly captures a lifestyle of comfort, convenience, and modern sophistication.
Source: CENTRALVIRGINIA #2524066
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.