30511 Bogart Pl Temecula, CA 92591
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About this home
Rare opportunity to break into the Temecula real estate market at an astounding price! This charming single-story cottage is a dream come true for a first-time home buyer or someone who’s excited to make this 3-bedroom, two-bath gem their very own. This extremely affordable price offers plenty of room for adding your own special touches and making this your picture-perfect home. With great bones and character, this home is just waiting for a lucky person or family to make it the envy of the neighborhood. With just a few fixes here and there and a little TLC this terrific home can quickly be a designer’s dream. And with great structure and bones these small fixes can be accomplished over time, making this home move-in ready now. Located near plenty of shopping opportunities, countless wonderful restaurants, excellent schools and the famous Temecula Winery region, this is a must-see home. Situated near the end of a quiet cul-de-sac, this home is great for small children or retirees looking for single floor living without the hustle and bustle of the outside world. The perfectly manageable size of 1311 square feet of living space offers numerous great features such as an easy flowing floor-plan, a vaulted ceiling, separate laundry room, granite counter-tops in the eat-in kitchen, a wood burning fireplace for cozy nights with a glass of wine and a spacious double car garage. The front and back yards are a perfect blank canvas to paint your perfect outdoor space that fits your dreams, not someone else’s. Just beyond the private slider in the primary suite, you can add a jacuzzi, some beautiful plantings and you’ll have a lovely backyard oasis you won’t ever want to leave. This rare opportunity won’t stay on the market long so don’t delay! Call me for a showing!
Source: CRMLS #SW25180676
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.