3052 Pepperhill Dr Grovetown, GA 30813
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About this home
Come fall in love with this beautiful and spacious 5-bedroom, 3-full-bath home located in the highly desirable and fast-growing community of Grovetown, GA! Just minutes from Fort Gordon, top-rated schools, parks, shopping, and dining, this home combines convenience with comfort, making it perfect for families of all sizes or anyone looking for modern living in a prime location. Step inside and be greeted by an inviting and open floor plan that offers over 2,500 square feet of thoughtfully designed living space. The main level features a full bedroom and bathroom, ideal for guests, in-laws, or a private home office. Whether you're working from home, hosting visitors, or need flexible space for your lifestyle, this layout works for you. The heart of the home is the spacious kitchen and living area, designed with both function and style in mind. The kitchen boasts ample cabinet space, modern appliances (which stay with the home!), and a center island that's perfect for casual dining or entertaining. Just off the kitchen is a large living room with great natural light, perfect for relaxing or gathering with friends and family. Upstairs, you'll find four generously sized bedrooms, including a huge primary suite complete with a private en-suite bath and a large walk-in closet. The additional bedrooms are perfect for children, guests, or even a dedicated hobby room or second office. With three full bathrooms total, morning routines and busy evenings are a breeze. Step outside into the big, flat backyard-a rare find that offers plenty of space for play, pets, gardens, or even a future pool. The possibilities are endless! Whether you're hosting summer BBQs or simply enjoying a quiet evening under the stars, this backyard will quickly become a favorite spot. Other features include a massive two-car garage with plenty of storage room, a five-year-old roof and systems, and modern finishes throughout. This home offers peace of mind and move-in-ready convenience. Plus, being only five years old, it still has that "new home" feel-without the new construction wait! Homes in this area don't last long, especially ones with this much space, flexibility, and value. Don't miss your chance to call this stunning property your next home-schedule your showing today!
Source: GAMLS #10557604
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.