30529 Ridge Rd Wickliffe, OH 44092
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About this home
Stunning 5-Bedroom, 3-Bath Home with Over 3,200 Sq. Ft. of Elegance – Prime Wickliffe Location Near Pine Ridge Country Club! Discover the perfect blend of space, style, and comfort at 30529 Ridge Road. This beautifully updated home boasts over 3,200 square feet of thoughtfully designed living space, offering 5 spacious bedrooms and 3 full bathrooms, along with versatile bonus areas including a cozy family room and a dedicated game room. At the heart of the home is a chef-inspired kitchen featuring granite countertops, custom cabinetry, and top-of-the-line stainless steel appliances — a true haven for culinary enthusiasts and entertainers alike. The open-concept layout seamlessly connects the kitchen to the main living and dining areas, where luxury vinyl plank flooring and modern finishes add warmth and sophistication throughout. Each of the three full bathrooms has been tastefully updated with high-end fixtures, designer tilework, and elegant vanities, offering a spa-like feel for daily routines. The five well-appointed bedrooms provide plenty of space for rest, work, or guests, making it easy to accommodate today’s modern lifestyle. Step outside into your private backyard retreat, enclosed by a white vinyl privacy fence — perfect for weekend barbecues, family fun, or simply unwinding in peace. Located just steps from Pine Ridge Country Club, this home combines upscale living with unbeatable convenience. With its meticulous updates, flexible layout, and premium location, this is a rare opportunity you don’t want to miss. Schedule your private tour today and experience the charm, comfort, and luxury this home has to offer!
Source: MLSNOW #5165514
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.