3054 Maplewood Pl Escondido, CA 92027
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About this home
Welcome to 3054 Maplewood Pl. Nestled within one of San Pasqual’s most scenic gated golf-course communities, this beautifully updated five-bed, three-bath home sits on a quiet cul-de-sac just moments from the pool, clubhouse, park, sport courts, and the award-winning K–8 school. Step inside to expansive picture windows that frame lush views and fill the home with natural light. At the heart of the home is the fully renovated gourmet kitchen featuring quality appliances, custom cabinetry, updated countertops and backsplash, and a movable island. Equally stunning is the remodeled primary bathroom, crafted with timeless finishes. The upstairs secondary bath has also been refreshed with new flooring, vanity, and shower doors. The family room offers a new fireplace mantle and façade, flowing seamlessly into the formal dining area and living room. Additional upgrades throughout include luxury vinyl flooring, seven ceiling fans, gutters, fencing, and a new dual-zone HVAC system. Custom automated window shades and plantation shutters add both sophistication and function. The home also features fresh interior and exterior paint and an updated alarm system. Situated on a scenic lot, the backyard is thoughtfully designed for entertaining. Enjoy evenings around the custom firepit, host BBQs with family and friends, or simply relax in the peaceful privacy of your outdoor space while taking in the mountain views. This home is truly turnkey. Conveniently close to Hwy 15, the Safari Park, wineries, golf courses, and a full range of shopping amenities, this is a place you’ll love to call home! Seller will consider offers between $1,049,000-$1,089,000.
Source: CRMLS #NDP2510833
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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