306 Lakeview Ct Sneads Ferry, NC 28460
Your savings
About this home
Tucked at the end of a peaceful cul-de-sac, this home is so private even your GPS might get jealous. 🌲 The rocking chairs on the front porch are already swaying, practically begging you to sit down with a glass of sweet tea and say, ''Yep, I made it.'' Step inside and you'll be greeted by floors so clean you'll question your life choices, fresh paint that smells like new beginnings, and a kitchen that practically winks at you with its granite countertops and stainless steel appliances. There's even a cozy breakfast nook with enough sunshine to power your morning mood (no caffeine required — though we still recommend it ☕). Need space for guests, an office, or that hobby you swore you'd start last year? There's a flex room ready to become whatever your imagination (or Amazon purchases) decide. The family room features a gas fireplace perfect for pretending you're in a Hallmark movie on chilly nights. Upstairs, the high foyer floods the space with light so bright you might actually enjoy doing laundry — conveniently located right down the hall. The primary suite is your personal escape: double sinks (so you never have to argue about toothpaste splatter again), a soaking tub for bubble-bath therapy, and a walk-in closet big enough to hide your online shopping habit. Step out back and you'll find a deck overlooking your own private wooded wonderland. It's perfect for grilling, chilling, or pretending you're camping — without the bugs. Just minutes from Topsail Island's beaches 🏖️, the back gate of Camp Lejeune, and a public boat ramp 🚤, this Sneads Ferry gem gives you the peace of the woods with the perks of coastal living. Welcome home — your porch chairs have been waiting. 😎
Source: NORTHCAROLINAREGIONAL #100533377
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.