3060 Ardenwood Dr Spring Hill, FL 34609
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About this home
Welcome to 3060 Ardenwood Drive, Spring Hill, FL 34609! This inviting and well-maintained residence offers the perfect blend of comfort, functionality, and value in one of Hernando County’s most desirable areas. Situated on an oversized 0.27-acre fully fenced lot, the property provides both privacy and space for everyday living, entertaining, and outdoor enjoyment. A large shed in the backyard conveys with the sale, giving you plenty of storage for tools, hobbies, or seasonal décor. As you step inside, you’ll immediately notice the pride of ownership. The home features ceramic tile flooring throughout, creating a clean and cohesive look that is both durable and easy to maintain. The layout is thoughtfully designed, offering a spacious and comfortable flow from room to room. The sizeable sunroom/Florida room extends your living space and is ideal for enjoying morning coffee, afternoon relaxation, or hosting gatherings with friends and family. The kitchen is generously sized and designed for both function and style. With plenty of counter space and cabinetry, it flows seamlessly into the formal dining area, making this a home that’s perfect for entertaining or everyday meals. The spacious primary suite is a standout feature, boasting an oversized en-suite bathroom and ample closet space, ensuring a private retreat at the end of the day. Important updates bring peace of mind: new windows were installed in 2021, a new HVAC system in 2023, and a new water heater in 2024. These major improvements ensure efficiency, comfort, and reliability for years to come. The roof, installed in 2004, has been well maintained. Together, these updates make this property move-in ready and an excellent choice for buyers looking for quality and value. Outside, the oversized lot provides endless possibilities. Whether you envision a garden, play area, outdoor kitchen, or simply a private yard for relaxation, the fully fenced backyard is ready to accommodate your lifestyle. The storage shed adds convenience, and the overall setting offers both charm and function. With its spacious feel, excellent floor plan, and meticulous upkeep, this home checks all the boxes for today’s buyer. Whether you’re a first-time homeowner, downsizing, or seeking a comfortable Florida retreat, 3060 Ardenwood Drive is an opportunity not to be missed. This home is attractively priced based on its condition and current market trends, giving buyers confidence that they are securing real value in today’s market. Schedule your showing today and experience firsthand all that this property has to offer!
Source: STELLAR #TB8424850
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.