3063 Auburn Pkwy Gulf Breeze, FL 32563
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About this home
Welcome to 3063 Auburn Parkway, a thoughtfully crafted 5-bedroom, 3-bath home nestled in Gulf Breeze. Built in 2022, this all-brick residence combines timeless curb appeal with modern design, offering 2,236 square feet of comfortable, single-level living. Inside, you’ll find an open-concept floor plan with soaring ceilings and abundant natural light, creating an inviting atmosphere for both everyday living and entertaining. The heart of the home is the spacious kitchen, featuring quartz countertops, a large center island with seating, tile backsplash, stainless appliances, and soft-close cabinetry, all overlooking the dining area and great room. Luxury vinyl plank flooring flows throughout the home. The split-bedroom design ensures privacy each with a walk in closet. A serene primary suite tucked away, complete with tray ceilings, a spa-inspired bath boasting dual vanities, a garden tub, a separate tiled shower, and an oversized walk-in closet. Four additional bedrooms provide ample space for family, guests, or a home office. Step into the newly added sunroom equipped with hurricane rated windows to enjoying morning coffee or evening gatherings. The well maintained landscaped yard has a sprinkler system on its own well for easy upkeep. The front of the home has newly installed colonial style hurricane shutters. Located on a quiet cul-de-sac just minutes from top-rated schools, a short drive to local military bases, shopping, dining, and the white-sand beaches that make Gulf Breeze so desirable, this home delivers the perfect blend of comfort, convenience, and coastal living.
Source: PENSACOLA #669525
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.