3064 Tobago Ave Clermont, FL 34711
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About this home
Welcome to this stunning 2,700 sq ft, 4-bedroom, 2.5-bathroom pool home, where every detail has been thoughtfully upgraded for modern comfort and luxury living. Featuring a brand-new roof (2025), new A/C (2024), new water heater (2025), built-in RainSoft water softening system, and a full video surveillance system encompassing the entire perimeter, all the major systems and security are already taken care of — saving homeowners thousands and ensuring years of worry-free living. Inside, you’ll find porcelain floors throughout the first level and black luxury wood vinyl on the stairs and second floor. The home’s centerpiece is the chef’s kitchen, complete with luxury quartz countertops, a dramatic waterfall island, butcher sink, upgraded deep cabinets with lazy Susans, a double oven, glass-top stove, wine cellar/bar, and all stainless steel appliances (2022+). The main living spaces are built for comfort and entertainment with a custom built-in entertainment system, premium speakers, and fireplace. Upstairs, generous bedrooms with large closets provide space for the whole family, while the bathrooms have been fully refreshed with brand-new toilets, vanities, and fixtures. Step outside to your private fenced oasis with a screened-in porch and sparkling pool, equipped with a new 2024 pump maintained weekly by a local pool service. For added versatility, enjoy a 10x10 shed with A/C, perfect as storage, a workshop, or a pet’s paradise. This home delivers what matters most: brand-new major systems, whole-home security, a fully upgraded kitchen, and an entertainer’s backyard retreat — making it move-in ready and designed for lasting comfort.
Source: STELLAR #O6338115
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.