3067 Harrison Ln Simi Valley, CA 93065
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About this home
Welcome to 3067 Harrison Lane, a beautifully appointed 3-bedroom, 2.5-bathroom home in the heart of Central Simi Valley. Offering approx. 1,830 sq ft of well-maintained living space, this residence blends timeless comfort with modern convenience. The chef's kitchen features a built-in 6-burner cooktop, counter-depth refrigerator, and a suite of built-in appliances--including a microwave, oven, and dishwasher--all thoughtfully integrated. A premium washer and gas dryer set with pedestals is also included. Enjoy eco-friendly living with fully owned solar panels (no lease or payments), a tankless water heater, whole-house water softener, and reverse osmosis system connected to the kitchen faucet and ice maker. A video doorbell and garage EV charger add further convenience. Parking includes a 2-bay split garage and single-car driveway, offering 3 total spaces. This home is part of a vibrant, amenity-rich community. Residents can enjoy a shaded Tot Lot, gated private park with picnic tables, BBQ, and a large grassy area ideal for events. There are also three BBQ areas, two fire pit locations, and neighborhood garden plots. The resort-style pool, with restrooms and showers, sits adjacent to the Tot Lot. HOA dues cover landscaping of the front and side yards, as well as maintenance, landscaping, and pest control of shared spaces. Pet waste stations are placed throughout for added convenience. You'll love the direct gated access to Trader Joe's and Target, and proximity to Starbucks and 85C Bakery, just outside the community's front gated park. An additional community EV charging station is located near the mailboxes. Situated on a quiet, established street close to top-rated schools, parks, shopping, and dining, this home is ideal for those who appreciate both luxury upgrades and practical everyday living.
Source: CRMLS #P1-24555
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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