30771 Trent Dr Buena Vista, CO 81211
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About this home
New price on this gorgeous and welcoming home with uninterrupted views of majestic Mt Princeton as your backdrop. Set on 1.32 acres, this 3-bedroom, 2-bath modular home blends comfort with wide open space, both inside and out. Step inside to an open concept layout that feels inviting from the moment you walk in. Entertaining is easy with the spacious living room flowing nicely into the dining area and second living space on the back of the house. The kitchen is the heart of the home with rich wood cabinets, a farm sink, a spacious center island, and a walk-in pantry ready for all your essentials. The family room is made for relaxing evenings, with a cozy fireplace and coffered ceilings that add a touch of elegance. Lovely primary bedroom offers a large area to relax with space for a home office, or TV area, and has a nice ensuite and plenty of storage. Two additional bedrooms are quite large and offer views of the surrounding mountains in addition to a full bath. A 10x20 Trex deck offers the perfect spot to take in the views or enjoy morning coffee as the sun rises over the mountains. Outside, the fenced yard gives room to roam while the property is augmented for outdoor watering and set up for RV living with septic and electrical service. With a new roof and gutters, a 3-car attached garage, 220 electric, and a handy storage shed, everything is ready for you. Whether you're entertaining, gardening, or just soaking up the mountain scenery, this peaceful property is where comfort meets Colorado beauty.
Source: RECO #1517131
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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