308 Canterbury Ct Tyler, TX 75703
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About this home
Lovely home on a corner lot in the Brandywine community with approx. 2309 sq. ft per appraisal. A PICTURE PERFECT HOME! The perfect location to all Tyler has to offer. It minutes to shopping at Cumberland mall, Restaurants galore, and Toll 49 access to everywhere. Once inside you will see beautiful new wide plank flooring and a new light and bright paint throughout. The mill work is exceptional in this home as is the stunning fireplace. The lovely living room has French door access to the back yard and recently painted deck. Wood fencing in spacious back yard, and the playset does remain with the home. The kitchen is light and bright with Kitchen Aide stainless steel appliances, quartz counter tops, double oven, dishwasher, and a pantry. With a breakfast bar and breakfast nook. A second family room is off the kitchen. The formal dining or optional home office has tray ceiling. The split spacious primary suite is your haven of relaxation, including a garden tub, two walk in closets, a separate shower, and double vanities. Upstairs are two large bedrooms with a hall bathroom with a tub and shower combo. The second bedroom has a wonderful hand painted mural of the stars and sky, just beautiful! A new roof was added in 2025, and fence in 2018. An oversized two car garage and understairs closet for extra storage. Brandywine Home Owners Association has yearly dues of $350 for entrance upkeep and once a year enjoy a great Pizza get together. Don't mist touring this lovely home today!
Source: NTREIS #21069832
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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