308 Foxworth Ct Aurora, IL 60502
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About this home
Welcome Home to this 4 Bedroom, 3.5 Bath Home located in the heart of Aurora's desirable and sought after Oakhurst subdivision. This Impeccably Maintained and thoughtfully Updated Move-in Ready home offers the Perfect blend of Comfort, Style and Functionality. Step inside to find a Home with Spacious Living & Dining Rooms, Updated Hardwood Flooring throughout the Entire Home and Modern Finishes. The Kitchen has an Abundance of White Cabinetry, Decorative Glass Backsplash, Newer Stainless-Steel Appliances & Pantry with a Spacious Eating area that opens up to a Cozy Family Room with a Wood Burning Fireplace perfect for gatherings and relaxing evenings at home. The Second Floor has 4 Generous Sized Bedrooms including a Primary Bedroom with Recently Renovated Primary Bath & Walk-In Closet, Vaulted Ceiling & Ceiling Fan. You will Love the Second En-suite Bedroom that has a Private Full Bath, Walk-in Closet, Recessed Lighting & Walk-In Access to the Attic. The Second Bedroom has the Convenience of a Large Walk-in Closet with a Window for Natural Light. This home has Newer & Updated Light Fixtures & Many Ceiling Fans throughout, including All Bedrooms. Enjoy Outdoor Living in the Private, Fenced Backyard (5Ft) with Over-sized Deck & Pergola perfect for entertaining and overlooking all of the Gardens, filled with Italian & Greek Oregano, Kentucky Mint, Sage, Thyme, Potatoes & Tomatoes. The First Floor Laundry Room has Cabinetry & Utility Sink and provides access to the Heated, Thermostat Controlled Garage. Many of the big ticket items have been updated. New Roof (23), Newer Furnace, AC & Newer Hot Water Heater (21). This home is located within Highly Rated and Acclaimed School District 204 and is just a short walk to Steck Elementary School. Located within the Oakhurst Subdivision there is Waubonsie Lake Park & Trail, boasting a scenic trail around a Gorgeous Lake along with the Oakhurst Forest Preserve. In addition, there are Tennis & Basketball Courts throughout. This home is Minutes to I-88 Highway, Close to the Metra Train, the Eola Rec Center, Fox Valley Mall, Block 59, the Library, Shopping & Restaurants. Home Warranty offered to the Buyers. Don't miss this opportunity to own an updated home in one of Aurora's most popular neighborhoods.
Source: MRED #12496841
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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