308 Nebeiolo Ter SE Leesburg, VA 20175
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About this home
Welcome to Tuscarora Village, where style meets convenience! This four-level "Jenkins" model townhome offers 3 bedrooms, 2.5 baths, and over 2,350 square feet of living space. Built in 2020 and loaded with upgrades, this home shows better than a model. The entry level features a welcoming foyer, coat closet, and direct access to your oversized two-car rear-load garage. Upstairs, the main level is an entertainer’s dream with luxury vinyl plank flooring throughout, gourmet kitchen boasting a 9-foot quartz island, stainless steel appliances, range hood, farmhouse sink, and soft-close cabinetry. The dining area includes a custom built-in cocktail bar with wine fridge and opens to a low-maintenance Trex deck. Spacious family room showcases an added bump-out with a modern fireplace surroinded by craftsman shelving, and large windows that flood the space with natural light. Third level hosts a luxurious primary suite with recessed lighting, walk-in closet, and a spa-like bath featuring a dual quartz vanity, frameless glass shower with bench, and floor-to-ceiling tile. Two additional bedrooms share a full bath, while the laundry room is conveniently located on the same level. The top floor offers endless flexibility - perfect for a rec room, office, or lounge and opens to a private rooftop terrace, ideal for relaxing or entertaining. Community amenities include a pool, clubhouse, and playground while direct access to the W&OD Trail makes this a dream location for bikers, runners, and dog-walkers. Just minutes from downtown Leesburg, the Villages at Leesburg, One Loudoun, and commuter routes, this home delivers the perfect blend of modern living and everyday convenience!
Source: BRIGHT #VALO2107016
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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