3080 Lynhurst Cir SW Atlanta, GA 30311
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About this home
WOW......Seller is offering $10,000 towards Buyer's Closing Costs or to Buy Down The Rate with a Full Price Offer! Wait there's more....This home qualifies for Down Payment Assistance, providing $20,000 that can be used toward your closing costs or down payment. Contact Mike Clarke with US Mortgage at 404-394-3751 to learn more and see if you qualify. This move in ready home is situated on a quiet, private street inside the perimeter, and sits on over 3/4 of an acre with a terraced backyard that flows down to a peaceful creek-creating a natural sanctuary. Inside, you'll find hardwood floors throughout, tons of natural light, and a flexible, well-thought-out layout. The main level features two spacious bedrooms, including a primary suite with its own full bathroom, plus a second full bath in the hallway for guests or family. Upstairs offers a huge third bedroom along with an additional flex room-perfect for a home office, playroom, or creative studio. The kitchen is filled with cabinet space, unique stone countertops, and a gas stove. You'll also find a separate dining room, a formal living room, and a cozy wood-paneled den that can serve as an office, guest room, or gym. The laundry room is located in the utility room off the carport. The full unfinished basement offers high ceilings, a private yard entry, and has already been sealed, waterproofed, and equipped with a sump pump-ready for your custom touch. Located just minutes from the Beltline, 10 minutes to Downtown Atlanta, and 15 minutes to The Battery/SunTrust Park, with quick access to I-20, 285, and 75/85. Don't miss your chance to call this property home-just in time for summer barbecues and backyard entertaining! Enjoy free monthly bulk pick-up by the city-includes limbs, yard debris, and large household items. All information deemed reliable but not guaranteed ~ Sell with Sasha!
Source: GAMLS #10575477
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.