309 Aurora St Port Charlotte, FL 33948
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About this home
Move-In Ready Florida Home – Owner Financing Available with Attractive Terms for owner/occupants only! Discover the perfect blend of comfort, convenience, and financial flexibility in this beautifully maintained single-family home—with owner financing available to help make your dream of homeownership a reality! Offering over 1,400 square feet of bright, open living space, this 2-bedroom, 2-bathroom home with a 2-car garage is ideal for anyone seeking a turnkey property in a quiet, centrally located Florida neighborhood. Whether you're a first-time buyer, relocating, or simply looking for a smart investment, this home offers both lifestyle and financing advantages rarely found in today’s market. Step inside and be welcomed by soaring cathedral ceilings, an abundance of natural light, and a layout that flows effortlessly from room to room. The spacious kitchen features wood cabinetry and granite countertops—perfect for both everyday living and entertaining guests. The main bathroom impresses with a marble shower and a soothing jacuzzi tub, creating a spa-like retreat. Outside, a generous backyard awaits—offering ample space to build the custom pool you’ve always wanted or simply enjoy the Florida sunshine. A brand-new roof and pristine move-in condition mean all you need to do is bring your personal touch. Located just minutes from shopping, dining, and Florida’s world-renowned beaches, this home offers unbeatable access to everything the Sunshine State has to offer. And with flexible owner financing options available, this is an opportunity you don’t want to miss. Call today to schedule your private tour and learn more about our owner financing options! No sight unseen offers will be accepted.
Source: STELLAR #C7508831
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.