309 Gentry Run Greenwood, SC 29649
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About this home
Welcome to this beautifully updated home in Hunter’s Creek, perfectly designed for today’s lifestyle with the rare advantage of multi-generational living. Thoughtfully planned, this home offers a complete secondary suite upstairs with a full bath and walk-in closet—ideal for extended family, guests, or a private retreat. Set along a tranquil community lake/pond, the property provides serene water views to enjoy year-round. While not navigable, the water is the perfect backdrop for quiet mornings on the enclosed sunroom, entertaining on the spacious back deck, or simply watching the swans and cranes from the comfort of your living room. Inside, the main level features a vaulted living room with gas log fireplace, a primary suite with spa-like tiled bath, two additional bedrooms, and another full bath. The updated kitchen shines with granite countertops, stainless appliances (2021), and an eat-in breakfast nook that connects easily to the dining room. That same elegant granite continues into the main-level bathrooms, tying the home together with consistent style and quality. This home was thoughtfully updated in 2021, combining modern finishes with comfortable living spaces. An added bonus: $2,500 worth of project materials will remain with the home for the new owner’s use. Located just minutes from downtown Greenwood, schools, shopping, and community events, this home pairs the convenience of town access with the tranquility of peaceful waterfront views. ? Key Features Buyers Will Love: True multi-generational layout with full upstairs suite (bath + walk-in closet) Scenic community lake/pond views (not navigable, for enjoyment and privacy) Main-level primary suite with tiled spa bath Granite countertops throughout the kitchen and main-level bathrooms Updated in 2021 with stainless appliances & modern finishes Vaulted living room with fireplace + enclosed sunroom Minutes to downtown Greenwood, golf, and local amenities
Source: GREENVILLESC #1571287
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.