30924 Falling Star Pl Murrieta, CA 92563
Your savings
About this home
Welcome Home to 30924 Falling Star Place, featuring 4 bedrooms, 3 full bathrooms and a floorplan with approx. 2884 sq. ft! As you enter up the concrete steps and walkway, you’ll enjoy the pristine landscaping and cozy front porch. Upon entering you'll be WOWED with the STUNNING staircase. To the right is the downstairs bedroom and full bath perfect for an in-law or guest. This Great Room is fit to impress! Dreamy Kitchen with Espresso cabinets and Quartz countertops. Large Kitchen Island offers plenty of room for seating. Sparkling SS appliances and sink make this kitchen a great space to cook and entertain with all the finishes you want. The transitional area to the family room offers a large enough space for a good-sized dining table and opens up to the Family Room w/ ceiling fan and plenty of space and options to configure your furnishings the way you choose! Cozy up to the inviting fireplace. Let's head up to the 2nd floor where you will find a spacious Primary Suite w/ 2 walk-in closets. Primary Bathroom offers dual vanities, deep soaking tub and walk-in shower. Down the hall you'll find 2 more bedrooms, a full bathroom, laundry room w/ built-in storage and a LARGE LOFT!! Head back downstairs and out your sliding glass door to a lovely "California Room" covered patio w/ recessed lighting. A great space for outdoor dining! Enjoy a drought tolerant and low maintenance backyard with turf, planter and concrete walkways! Some notable features are ceiling fans throughout, tankless water heater, water softener and reverse osmosis system, Quietcool Whole House Fan and SOLAR! Zoned for the top-rated Liberty High School and the K-8th Harvest Hill Steam Academy. Spencer's Crossing is an amenity rich community w/ 3 pools, a tot pool, and tons of resort style amenities. Walking distance to the Oasis Pools and community trails and Victory Park. Minutes from Temecula Wine Country!!
Source: CRMLS #SW25188762
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.