3095 Wilton Way Vass, NC 28394
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About this home
OFFERING $7,000 in SELLER PAID Closing Costs & enjoy the savings your way...apply it towards 1-0 rate buy down & closing costs or all towards closing costs. PLUS, enjoy up to $2,500 in Preferred Lender Credit and a transferable termite bond for added peace of mind. This move in ready home makes settling in effortless. ALL appliances convey, including the refrigerator, washer, and dryer, so you can skip the moving day errands and start living. Thoughtful LANDSCAPING upgrades include a newly planted white dogwood tree and four arborvitae trees that will mature into beautiful, natural privacy. 3095 Wilton Way instantly feels comfortable...bright, open, and designed to work for real life. The 4 bedroom, 2.5 bath layout centers around a chef inspired kitchen featuring quartz countertops, stainless steel appliances, a double oven, pantry, and a spacious island perfect for gathering. The kitchen flows seamlessly into the dining and living areas, creating an open and inviting space ideal for entertaining or relaxing at home. Upstairs, the primary suite offers a peaceful retreat with dual vanities, a walk-in closet, and a large shower. Three additional bedrooms and a conveniently located laundry room complete the second floor. Neutral paint, abundant natural light, and modern finishes throughout lend a fresh, welcoming feel. Outside, the backyard strikes the perfect balance with plenty of room for cookouts or cozy evenings by the fire pit, yet simple to maintain. Enjoy the lifestyle that Camellia Crossing offers, complete with a community pool and picnic area. Local coffee shop and grocery store are less than five minutes away, and you're less than 15 minutes to Southern Pines, 25 minutes to Fort Bragg & easy access to Sanford and Raleigh.
Source: NORTHCAROLINAREGIONAL #100527538
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.