30982 Foxhollow Dr Winchester, CA 92596
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About this home
Absolutely Gorgeous!! This incredible single-story ranch style home sits on an amazing and serene street. It is nestled in the beautiful and highly coveted Winchester Ridge Community which provides relaxed style living and beautiful aesthetics. Situated on over 8,000 sq ft and showcasing spectacular views, spaciousness, and privacy, you will absolutely love the uniqueness this lot and location have to offer. The home is positioned off the street and has an amazing front yard, RV parking, breathe taking backyard, and a large 2 car garage. The home is equally amazing and meticulously cared for. Pride of ownership permeates this house as it boasts many upgrades and amenities such as bright and open floor plan, beautiful tile, laminate, and carpet flooring, baseboards, tall ceilings, recessed lighting, huge kitchen with a lot of cabinets, quartz countertops and backsplash, stainless steel appliances, walk-in pantry, vaulted ceilings, massive main bedroom with huge walk-in closet, large bedrooms, the entertainer's delight backyard large enough for pool parties, entertaining friends and family, BBQing and so much more. Words and pictures can never convey the beauty this home and neighborhood have to offer, come and see for yourself!!
Source: SANDIEGO #OC25178903
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.