310 Land O Pines Cir Moncks Corner, SC 29461
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About this home
310 Land O Pines - Historic Pinopolis with Lake Access!This home is nestled in the sought-after, tree-lined community of Historic Pinopolis with Lake Moultrie access and a public boat ramp nearby. Set on almost half an acre, this property offers the perfect balance of comfort, privacy, and outdoor living.The inviting layout includes a flexible 4th bedroom on the main level, ideal as an office, and/or game room. Outside, enjoy summer days in the above-ground pool with a brand-new liner (April 2025) and a spacious pool deck designed for entertaining. The large backyard features two grassy play areas, two covered patios, a workshop, metal roof and a privacy fence--perfect for gatherings or quiet evenings.Recent updates within the past five years include the pool deck, kitchen upgrades, appliances, and fencing, ensuring peace of mind and modern comfort. If you're looking for a cozy retreat in a welcoming neighborhood with mature trees, ample privacy, and easy access to the lake, this is it!
Source: CTAR #25022736
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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