310 Porter Mills Rd Greenville, NC 27858
Your savings
About this home
Welcome to 310 Porter Mills Road - a stunning 4 bedroom, 3 bath home with bonus room on .79 acres, offering privacy, charm, and modern convenience just minutes from Greenville (no city taxes!). Featuring 3,032 sq ft, this open-concept plan includes a spacious cook's kitchen with a 5' x 8.5' island, Bosch gas cooktop, double ovens, built-in microwave, French door fridge, and flows into the dining and living areas. The living room highlights a fireplace with built-ins and a 3-panel sliding door to the screened porch. The primary suite is mobility-ready with wide doors, zero-entry shower, double vanity, walk-in closets, and direct laundry access with prep area. Upstairs offers a private bedroom, full bath, walk-in closet, and bonus space—ideal for a teen suite, in-law suite, or secondary master. Outside, enjoy the 16' x 30' covered pavilion with bar, seating area and dining area, inground, heated, salt water pool with tanning ledge, hot tub, and fenced backyard. A 3-car garage, extended driveway, and ample storage complete this exceptional property. Welcome to 310 Porter Mills Road - a home that blends comfort, charm, and privacy. Set on nearly three-quarters of an acre, it offers the perfect mix of rural serenity and modern convenience. Inside, a light-filled floor plan features a first-floor primary suite, two additional bedrooms on a split plan, and a formal dining room large enough for ten yet cozy for everyday meals. Upstairs includes a bedroom with full bath, walk-in closet, and bonus roomideal as a teen suite, in-law suite, or secondary master. At the heart of the home, the cook's kitchen shines with a 5' x 8.5' island (seating five), Bosch gas cooktop, double ovens, dishwasher, built-in microwave, and French door refrigerator. The living room boasts a fireplace with built-ins and an enormous 3-panel sliding door opening onto a screened porchan extension of living space. The primary suite is mobility-ready with wide doorways, zero-entry tile shower, double vanity, elevated toilet, and direct laundry access. Storage abounds with two walk-in closets, a walk-in linen closet, and extra cabinetry in the laundry room, which includes a prep area plumbed for a second sink and dishwasher. Step outside to enjoy the 16' x 30' covered pavilion with fans, seating, dining space, and a full bar and grilling station. Relax by the 16' x 30' inground pool with tanning ledge and integrated seating, or soak in the hot tub beneath the stars. The fenced backyard offers privacy for gatherings, gardening, or peaceful retreat. Located just minutes from Greenville City Limits, yet tucked away for quiet living (no city taxes), 310 Porter Mills Road is a rare find. ( Highlights: 4 Bedrooms, 3 Baths, Bonus Room 3,032 Sq Ft | .79 Acres Granite, Stainless Steel, Luxury Vinyl Plank Floors 16' x 30' Pavilion, Inground Pool, Hot Tub 3-Car Garage | Extended Driveway Walk-In Closets in All Bedrooms Linen Closets in All Baths This property is ready to welcome its next chapterschedule your showing today!
Source: NORTHCAROLINAREGIONAL #100528415
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.