$264,900

3100 Woodcrest Creek Dr Norman, OK 73071

$1,781/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Step into easy living with this stylishly updated 3-bedroom, 2-bath gem in the sought-after Woodland Estates neighborhood. Designed with an open-concept layout, this home delivers effortless flow between spaces—perfect for hosting friends or enjoying quiet nights in. At the heart of the home is a bright, well-appointed kitchen featuring sleek granite countertops, a generous pantry, and plenty of cabinet storage—ideal for everyday cooking or weekend dinner parties. The living room is bathed in natural light, offering a warm, inviting vibe that makes relaxing a breeze. The spacious primary suite is a true retreat, complete with a large walk-in closet and a private en-suite bath featuring double vanities and a walk-in shower. Two additional bedrooms provide flexible space for family, guests, or even a home office. Love the outdoors? You’ll adore the oversized, private backyard and expansive covered patio—perfect for morning coffee, summer barbecues, or letting pets roam free. And here’s the cherry on top: Vineyard Park is right across the street, giving you instant access to green space, trails, and play areas. With fresh interior paint throughout, this home is move-in ready and waiting for you! Homes like this don’t stay on the market for long. Book your private showing today and see why this one feels like home the moment you walk in.

3 bedroom
2 bathroom
1,588 sqft
7,841.0 sqft
Single Family
Built in 2014
2 car garage
Air conditioning

Source: MLSOK #1190601


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 12:59 am
Listing agent: Melisa Talley
Listing provided courtesy of: 828 Real Estate LLC (405) 701-8881
Details provided by MLSOK and may not match the public record.
MLS ID: #1190601
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