3101 55th Ave N Saint Petersburg, FL 33714
Your savings
About this home
Gorgeously updated spacious 2 bedroom with an additional bonus room and 1 bath in St Pete and unincorporated Pinellas County! A rare find in this location, such a nicely remodeled home on a street of established new builds and developments in a highly accessible area with convenient access to I-275 leading directly to all of Tampa Bay to include St Pete, Clearwater, Largo, Seminole, Sarasota, the beaches along our coast and so much more!! This immaculate home has a brand new roof, newer ac system, and a brand new kitchen with a stainless steel appliance package. The kitchen has new shaker style cabinets with crown molding and brush nickel hardware, slow close drawers, solid stone quartzite countertops and a new stainless appliance package to include a French door bottom freezer fridge, new range with the upgraded convection fryer oven feature, a matching microwave range hood and dishwasher. There is new light blonde oak laminate flooring laid throughout creating a tranquil, seamless feel to the home. The beautiful windows are very large, letting such quality natural light in, easily brightening the entire home. This home also has an ideal screened in front porch, great for enjoying our balmy Florida weather! There is an attached 1 car garage, great for your vehicle and any additional storage needed. Since this home sits on a huge oversized corner lot, the land alone is to be desired! Plenty of space for a pool or an addition with even more space to spare since it has such a large front, back and side yard. Plus there is a deck that leads out from the bonus room which would make for wonderful indoor/outdoor entertaining space. This home has all of the right elements to grow in and expand! Being such a prime location on an amazing sized lot in a non-flood zone of unincorporated Pinellas County at such a great price point, this home will not be on the market for very long! Check out this St Pete gem and make it yours before it's gone too!
Source: STELLAR #TB8406535
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.