31021 Blue Heron Way Coarsegold, CA 93614
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About this home
This stunning 4-bed, 3-bath mountain retreat offers panoramic sights of the Sierra Nevada & surrounding hillsides that will stop you in your tracksespecially at sunset. Tucked at the end of a peaceful cul-de-sac, this 2,168 sq. ft. home was designed to capture the essence of mountain living with visits from local wildlife. The spacious, open-concept living area is ideal & the well-designed layout includes a private fourth bedroom & full bathperfect for guests, extended family, or a private home office. The luxurious master suite features a walk-in closet, an oversized soaking tub, separate shower, double sinks, and French doors that open to the serene backyard. Two additional bedrooms share a Jack & Jill bathroom with double sinks & a tub/shower combo, while custom blinds throughout the home offer both privacy and elegance. Step outside to your Trex deck for outdoor dining, BBQs, or quiet mornings surrounded by mature trees and unobstructed views. The property includes two storage sheds, perfect for tools, gear, or extra space to keep things organized. There's even a separate driveway for your RV, boat, or toysand just steps away from your front door in the cul-de-sac, you'll find your own private hiking trail to explore. Located in the highly desirable Yosemite Lakes Park community, this home offers more than just a viewit offers a lifestyle. Enjoy access to hiking trails, a clubhouse, golf course, community pool, tennis courts, an equestrian center & local restaurants!
Source: CRMLS #FR25079522
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.