3103 Lynn Dr Navarre, FL 32566
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About this home
Shut the front door, this MUST be the place! The Seller is offering $10,000 in concessions to assist with the Buyer's closing costs, and or rate buydown. Comfort and style await! Located only minutes away from some of the Emerald Coast's most beautiful white sandy beaches, community boat launch areas, locals' favorite restaurants, and shopping facilities, step into this beautifully designed home that lives LIKE NEW. This home's split floor plan offers 4 newly painted and newly carpeted bedrooms plus a versatile flex space, perfect for a home office, formal dining, or playroom. With 1,835 square feet of thoughtfully planned living space, and an open floor plan, this home is ideal for both comfortable living and effortless entertaining.The spacious kitchen is the heart of this home offering granite countertops, a granite island, hop-up bar, premium cabinetry, recessed lighting, a newly installed backsplash, and stainless-steel appliances...some of which are only 2 years old (range, microwave, dishwasher). Enjoy casual meals in the breakfast nook with a charming bay window that overlooks the backyard. The owner's suite offers a large bathroom with a double vanity, garden tub, separate shower, and large walk-in closet. Step outside through double sliding glass doors to a 12x10 backyard deck, perfect for relaxing, dining, or entertaining guests. Additional features of this home includes ungraded vinyl flooring in all wet areas and the flex area/dining space, brand-new carpet in non-wet areas, 2025 water heater, beautiful front door hardware with keyless entry capabilities, knock-down ceilings, fresh interior paint throughout, gutters, partially new fencing, security cameras, a video doorbell, recently pressure washed driveway and deck, a newly painted front door, beautifully enhanced curb appeal, fire pit area out back and so much more. This house effortlessly combines style, comfort, and functionality on a generously sized lot and is ready for your personal touch. Don't wait! Buyer is responsible for verifying all data and information including lot size and room measurements as it is deemed to be reliable but not guaranteed.
Source: EMERALDCOAST #987694
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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