3105 Deer Run Altus, OK 73521
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About this home
Welcome to this inviting 4-bedroom, 2-bath home, perfectly located just minutes from Altus Air Force Base. Step inside to a spacious, open layout designed for easy daily living and effortless entertaining. The main dining space is a true standout, featuring a cozy fireplace that creates a warm, welcoming atmosphere for family meals or gatherings. In addition, this home offers a versatile second area that can easily serve as a formal dining room, sitting area, or even a home office—giving you the flexibility to make it fit your lifestyle. Just off the dining area, you’ll find a built-in cabinet and counter space, perfect for a coffee bar, wine station, or additional storage. The kitchen provides generous workspace, ample cabinetry, and a roomy pantry, combining both style and functionality. Neutral paint tones throughout make decorating a breeze, while walk-in closets offer plenty of storage. Outside, enjoy peaceful mornings or relaxing evenings on the covered back patio, built with sturdy metal posts for lasting durability. Both the front and back yards are beautifully maintained with lush green grass—ideal for outdoor activities. A backyard storage shed and storm shelter add extra convenience and safety, while the brand-new roof (2024) brings true peace of mind. Blending comfort, flexibility, and thoughtful updates, this home is move-in ready and a must-see!
Source: MLSOK #1186167
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.