311 Thomas Ave Keenesburg, CO 80643
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About this home
Final price reduction, well under market! just 16 miles northeast of Brighton, discover this stunning ranch style home in the peaceful town of Keenesburg. Built in 2020 and thoughtfully upgraded throughout, this home blends modern comfort with custom touches you’ll love. Step inside to find wood look laminate flooring flowing through most of the main living areas, with plush new carpet in the two secondary bedrooms. The kitchen shines with updated stainless steel appliances, granite countertops, a full tile backsplash, and plenty of space to cook and entertain. The highlight of the family room is a custom-designed fireplace and entertainment wall, soaring from floor to the 9-foot ceilings, both functional and beautiful. The spacious primary suite features a dream bathroom and large walk-in closet, creating the perfect retreat. Outside, enjoy a 19’x16’ patio wired for a hot tub, a fully fenced backyard with raised garden beds, and an extra concrete pad with a walkway that connects to the front of the home. The two car garage is fully finished with hot and cold water hookups—ideal for a dog wash or easy car care. This move-in ready home offers smalltown charm, thoughtful upgrades, and modern convenience all just a short drive from Brighton or the Denver Metro area and is priced to sell quickly.
Source: RECO #5217207
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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