3110 42nd St W Lehigh Acres, FL 33971
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About this home
Welcome Home! This beautiful 2019 custom-built home in Lehigh Acres offers the perfect blend of style, comfort, and convenience. With 3 bedrooms, 2 baths, and a versatile den, this residence is designed for both elegance and practicality. Step inside to soaring tray ceilings, wood-like tile throughout, and an open layout that fills the home with natural light. The gourmet kitchen is a true showstopper, featuring granite countertops, shaker-style white cabinets, stainless steel appliances, and a spacious island perfect for gatherings. The master suite is a private retreat with an oversized walk-in closet and a spa-inspired bathroom boasting an extended 8-ft rainfall shower and bench seating. Two additional bedrooms and a flexible den provide plenty of room for family, guests, or a home office. The backyard is an entertainer’s dream, complete with a cozy fire pit and plenty of space for future add-ons. Additional highlights include hurricane-impact windows, a full reverse osmosis water system, and a fully paved driveway. Ideally located near Harns Marsh Preserve, you’ll enjoy the beauty of nature and wildlife while being just minutes from shopping, dining, RSW Airport, spring training stadiums, and the stunning beaches of Southwest Florida. Don’t miss your chance to make this exceptional home yours—schedule your private showing today!
Source: FORTMYERS #225070139
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.