3110 Autumn Shores Dr Maryland Heights, MO 63043
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About this home
Welcome to the popular Autumn Lakes Condo Community. This move-in ready townhome has a private, covered entry with a split-level 1st floor entry foyer that leads out to the single garage, up to the main living area, or down to the finished lower level with a private patio. The open concept main living area has a vaulted ceiling and an abundance of natural light, creating a warm, inviting space, great for entertaining. Doors lead out to the deck. The refrigerator stays in the updated kitchen (2022) w/SS appliances, a breakfast counter and a pantry. (The upholstered counter stools stay). The Den is a great flex room and could be converted into a 3rd bedroom by adding walls. The spacious primary bedroom has an updated ensuite bath. A 2nd bedroom, hall bath and Washer/Dryer niche make for easy one floor living. The lower level provides even more room to spread out with a family room and an additional finished bonus room. There is also a private walk-out patio. A home warranty is included. The expansive Common Grounds, Clubhouse, Pools, Sports Courts, and Fishing Lakes add to the outdoor ambiance. You'll be close to 70, 270, 364 and 141, as well as lots of shopping, restaurants, the airport, and Creve Coeur Park. More info: AutumnLakesSTL.com
Source: MARIS #25050932
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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