3111 Castlebrook Ave Hilliard, OH 43026
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About this home
Situated in a quiet Cross Creek neighborhood, this beautifully landscaped home has a front yard that is full of mature trees, boxwoods, and a rose bush, providing an inviting entrance to this meticulously maintained Hilliard residence. The entire yard has a built-in irrigation system. Entry is through a solid 7-panel wood door with a decorative lead-glass insert. The interior highlights quality craftsmanship and enduring style. The open-rail custom staircase composed entirely of natural wood serves as a notable architectural element, establishing the home's inviting, rustic-modern aesthetic. Inside, the property features a wood-burning fireplace with a gas starter, complemented by an oak mantel framed with 3 cm Brazilian granite. The kitchen includes 3cm Giallo Veneziano granite also Brazilian, a wood chopping-block counter and back splash by the stove, a contrasting Absolute Black 3 cm granite island from Africa and natural wood cabinetry and trim throughout, displaying both durability and elegance. An open layout connects the kitchen, dining, and living spaces for enhanced functionality during gatherings or everyday routines. Oak tones extend across, linking doors, trim, flooring, and accents, contributing to a cohesive and welcoming ambiance. The upper-level bedrooms are generously sized, accented by natural wood elements, and the bathroom maintains traditional styling. The lower-level recreation room adds valuable living space and includes a full bath for convenience. The deck overlooks a fully fenced backyard with mature trees, suitable for relaxation or entertaining. Combining solid construction, thoughtful finishes, and quality granite details, this home exemplifies care, comfort, and exceptional standards in every aspect. Included: Whole House Generac Generator, Microwave, Stove, Dishwasher, Washer/Dryer, All Wood Blinds on Entry Level. See A2A for additional items included.
Source: COLUMBUSOH #225039081
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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