3119 Tadmore Ct Dacula, GA 30019
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About this home
Traditional split-level home, NOT in an HOA, in Dacula, adjacent to the Hamilton Mill Subdivision. This beautiful home is part of a quiet enclave on a cul-de-sac. The home has a large, manicured lawn with a three-bay barn/garage/workshop at the rear of the property. From the front entry going up to the main living area, the master suite is in the rear of the home with a master bath. There are 2 additional large bedrooms located on the front with a shared full bath in the hallway. The spacious living room boasts a beautiful fireplace. The kitchen features black appliances and overlooks the backyard. The eat-in kitchen area leads to the back deck. Going down from the front entry, the first floor features a multi-purpose room that can be set up as an additional bedroom or used as a family gathering area for TV or recreation. The half bath is located off this multi-purpose room in a huge laundry/utility/storage room. There is access to the two-car garage from the ground level. Out the rear of the garage is access to the rear deck and backyard. The back yard has hardwood trees, and 2 deck areas. There is a three-bay barn/garage/workshop in the rear of the property for your outdoor tools/equipment and additional storage. Next to the three-bay building is space that was storage for a 5th wheel camper and pontoon boat with a 50 amp hookup. This backyard has IMMENSE possibilities for the homeowner with a business or if you just have a lot of toys! There is plenty of extra space for additional parking. This home is move-in ready! Close to I-85, Mall of Georgia shopping and Award-Winning Gwinnett School District! The home is vacant. Please use ShowingTime to schedule showings.
Source: GAMLS #10621449
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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