312 Irving Bend Dr Groveland, FL 34736
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About this home
Price IMPROVED and MOVE IN READY! This STUNNING upgraded 4-bedroom, 2-bathroom home is located the sought-after Preserve at Sunrise community in Groveland, Florida. Set on a well-manicured lot with lush landscaping and a charming brick paver driveway and fully fenced in yard, this home offers exceptional curb appeal and modern living in a tranquil neighborhood. Step inside to discover a thoughtfully designed open floorplan with stylish wood-tone flooring, warm wood beam accents, and upgraded lighting that beautifully complements the modern kitchen featuring crisp white cabinetry, stone countertops, stainless steel appliances, a spacious walk-in pantry, and a large island perfect for casual dining or entertaining. The main suite offers privacy, complete with a luxurious ensuite bathroom offering dual sinks, a walk-in shower, separate toilet room, and a generously sized walk-in closet with built-in shelving. A true split plan, the three additional bedrooms are located on the opposite side of the home along with a second full bathroom featuring dual sinks and a tub/shower combo. Enjoy Florida living year-round in the large screened-in patio overlooking the fully fenced backyard—ideal for relaxing or entertaining. Additional highlights include a two-car garage with built-in overhead storage, a whole-house water softener, and separate laundry room. Community amenities include a pool, playgrounds, picnic areas with grills, a scenic community dock, and expansive green spaces. Conveniently located just minutes from schools, shopping, dining, and with easy access to Hwy 50 and Florida’s Turnpike for a smooth commute to Clermont and beyond. Don’t miss this move-in ready gem in one of Groveland’s most desirable communities!
Source: STELLAR #O6316069
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.