312 Townbridge Dr Haines City, FL 33844
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About this home
What a beauty this one is! All updated and waiting for you! Own your own land! Resort style living for an affordable price! Run your own life as this is a community owned by the residents and we make the decisions (I live here!) The HOA includes everything except your electric bill and lawn mowing! This 1989 Home of Merit Double Wide is 1754sf with 2 beds/2 baths, in a split bedroom layout, includes an A/C Florida Room on the back plus a covered side porch deck patio, each accessible from the open floor plan of the Kitchen and Family Room! Kitchen with new SS appliances, breakfast bar with cooktop, built in oven and microwave! You enter into the formal Living Room with a combined Formal Dining Room - such open space you can define! The previous owner used the "dining room" area for their office and computer space! All windows are tilt-in dual pane. Luxury laminate floors, Textured walls and cove molding. New roof (including 3 new skylights) and carport, 2023 AC. Both Bathrooms have hi-rise toilets and counter-height vanities! NO GREY PIPE. Golf cart is staying! An Inside laundry room with added storage space. Shed for all your crafts or tools. Enjoy 18 holes of golf for just $5 green fees in this Gated, Golf Community, located just outside of the city, and approx. 1.25 hrs. from either coast. Great access to Disney, Legoland, and BOK Tower, just to name a few local attractions. In this very friendly, resident-owned community, you can be as active or inactive as you choose! Gatherings at the private Pub or the Community Room, fishing & boating on Lake Henry (dock within the community), gardening, tennis, golf, shuffleboard, pickle ball, horseshoes, swimming in the heated pool, enjoy the hot tub or the 24/7 workout room! Contact this community's website for documents, including Rules/Regs, Application, Financial, and Bylaws. HOA INCLUDES A DVR PLUS 2 HD CABLE BOXES AND INTERNET! (Minimum age in this 55+ community is 50 years old)
Source: STELLAR #P4933286
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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