3120 Moss Bridge Ln Myrtle Beach, SC 29579
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About this home
Have you been looking for a truly custom built home, in a great neighborhood, but you don't want to spend a fortune or have to wait a year to go through the build process??? This might just be the home for you!!! This home is truly a custom home was built in 2019 so everything is still in excellent condition, it features 10ft ceilings, 8ft exterior doors, wood look tile flooring throughout the entire home, Vaulted living room ceilings, matching quartzite counter tops in all kitchen, bath and laundry areas, enclosed rear porch, all wrapped in cement fiber siding with black aluminum fencing and added concrete patio in the back yard. Waterbridge is an incredible neighborhood with world class amenities, a great central location in Carolina Forest and just a short drive to all the shopping and Dining that Myrtle Beach has to offer as well as all area Beaches. This particular property is very unique in that it is located in the back of the neighborhood which reduces the amount of drive by traffic. It also is positioned in such a way that the lot to the left of the home is HOA property, the lot to the right of the home was purchased by the neighbor and added to his property to create a large separation between the two homes, and the land across the street is also a large double lot. In a day and age where homes seemed stacked right on top of each other this home gives you some space!!! Move in ready in every sense of the word!!! Do not hesitate!!! Make this your home today!!!
Source: MYRTLEBEACH #2522346
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.