3121 SW 128th St Oklahoma City, OK 73170
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About this home
Step into this beautifully maintained classic home where timeless charm meets modern convenience. From the moment you enter, you'll appreciate thoughtful touches like classic rock wall fireplace and built-in bookshelves that give the spacious living room warmth and personality. The home offers double vanities in both bathrooms, an oversized laundry room complete with a sink, and storage around every corner—perfect for keeping life organized. The master bedroom is oversized and a must-see. The kitchen is a cook’s dream with double ovens, and plenty of room to create memorable meals. Safety and comfort are built in with a storm shelter in the garage floor, and when it’s time to unwind, the gorgeous covered patio is the perfect retreat for morning coffee or evening gatherings. This home stands apart from today’s cookie-cutter builds, offering a level of craftsmanship and character you just don’t find anymore. The school district is Moore. Moore Public Schools are highly rated, ranking 15th out of 429 districts in Oklahoma and 4th out of 37 in the OKC area. Wine Ridge Elementary is within walking distance.
Source: MLSOK #1177771
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.