3125 Cumberland Dr Edmond, OK 73034
Your savings
About this home
The perfect backdrop for turning life’s most meaningful moments into lasting memories. Nestled along the 5th fairway in the prestigious gated community of Fairfax Estates, this exquisite residence offers timeless elegance, inviting warmth, and sweeping golf course views. Picture ending each day with a front-row seat to breathtaking sunsets from your covered back porch—complete with a sparkling pool and generous outdoor living designed for both entertaining and relaxation. Step through the grand entry to find a spacious formal dining room, a sweeping staircase, and a refined sitting area off the foyer—setting the tone for the elevated living throughout. Rich wood floors flow across the main level, enhancing both beauty and comfort. The central living room features a cozy fireplace, custom built-ins, and easy flow to the chef-ready kitchen, equipped with abundant cabinetry, a center island, walk-in pantry, and expansive prep space. Just off the private primary suite is a dedicated study with double glass doors, built-in bookcases, and large windows—ideal for a home office or quiet retreat. The primary suite offers serene backyard views and a spa-inspired ensuite with dual vanities, a luxurious jetted tub, walk-in shower, and custom closet. Upstairs, a versatile flex room awaits—perfect as a media room, home gym, or bonus lounge. Secondary bedrooms are bright, spacious, and include walk-in closets. A private downstairs guest suite adds flexibility and comfort. The backyard is a true showstopper with a stunning pool, lush landscaping, and space to entertain under the open sky. Upgrades include a new roof (2020), South HVAC (2020), upstairs HVAC (2024), and North HVAC (2011). Fairfax Estates offers residents a community pool, pickleball, basketball, and volleyball courts, a playground, and regular neighborhood events. Welcome home to refined comfort and resort-style living.
Source: MLSOK #1167402
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.