3129 Fadal Ave Waco, TX 76708
Your savings
About this home
Welcome to the sweetest home in the heart of Waco. From the moment you step inside, you can feel the light, warmth, and love this home has been given. The living room greets you right away, a cozy space that feels like the natural gathering spot. To the right, the third bedroom offers flexibility and character. Once a garage, it now works beautifully as an office, guest room, or playroom. To the left, a graceful archway leads down a small hallway where you’ll find a secondary bedroom, a full bath, and the primary suite. The primary has generous closet space and features the most charming original tile in the bathroom, a detail that keeps the home’s vintage soul alive. Back in the living room, an oversized archway opens to the kitchen, where the sellers have added thoughtful upgrades like painted cabinets, butcher block countertops, a vent hood, and a new dishwasher. It’s a kitchen that blends modern updates with timeless warmth, perfect for both everyday meals and late-night conversations over coffee. A sweet dining nook sits just to the side, with the laundry tucked neatly behind. Down a few steps, the bonus room unfolds into a whimsical, extra-large dining area, a space that invites holiday dinners, game nights, or even an art studio if your imagination calls for it. From here, a door leads to the backyard, where privacy fencing and mature trees create a quiet retreat. It’s just the right size for a firepit, a small garden, or space for little ones and pets to play. This move-in ready Waco home for sale offers a flexible floor plan, an updated kitchen, and a backyard made for gathering — the perfect blend of charm, character, and everyday convenience.
Source: NTREIS #21039535
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.