313 Kelcey Ct Trenton, TX 75490
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About this home
Welcome to 313 Kelcey Court, a striking modern farmhouse nestled in the peaceful community of Trenton, TX, where the charm of rural living meets contemporary elegance. This exquisite single-family residence sits proudly on a generous .260-acre lot, offering ample space for families, first-time home buyers, or those seeking refuge from the city hustle. Boasting 3 well-appointed bedrooms & 2.5 luxurious bathrooms, this home is designed with comfort & style in mind. The façade is instantly captivating with its blend of white brick & board & batten, inviting you into a world of refined living. Step through the front doors and be wowed by the grand barrel entranceway, highlighted by four stunning chandeliers leading to an elegant dining room with tray ceilings. The adjacent front office with French doors & two closets provides a serene space for work or study. Entertain with ease from the chef-inspired kitchen featuring quartz countertops, a white farm sink with a sleek black gooseneck faucet, gas cooktop, & a bespoke butler's pantry. Custom cabinets with a beverage display hutch. The living room is a true showstopper with coffered ceilings, a chic white herringbone-patterned fireplace, floor-to-ceiling windows flooding the space with natural light. The primary suite is a tranquil retreat with vaulted ceilings, private yard access, & a spa-like en-suite complete with a frameless glass shower, soaker tub & dual marble-topped vanities. Custom closets offers ample storage! Two additional bedrooms, both with walk-in closets ensure comfort for all. A secondary bathroom features dual sinks and a stylish frameless glass shower & wood-look tile flooring. Practicality is not overlooked, with a laundry room outfitted with built-in cabinets & a sink. Outdoors, the serene backyard awaits with a covered patio perfect for relaxing or dining. This home checks every box for sophisticated country living. Discover the lifestyle you've been dreaming of before it is gone.
Source: NTREIS #21097721
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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