3130 Eagle Talon St Woodbridge, VA 22191
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About this home
**MAJOR PRICE IMPROVEMENT**MOTIVATED SELLER** Fabulous 4 bedroom, 3.5 bath home with attached 2 car garage located in highly sought–after Eagles Pointe Neighborhood. Walking distance to top-tier community amenities including an on-site fitness center, outdoor pool, clubhouse, walking trails, tennis courts, playgrounds, and so much more. Stunning gourmet kitchen with granite countertops, large center island, gas range with new heavy-duty vent, dual pantries, eat-in breakfast nook and separate dining area with lovely bay window. Spacious family room with cozy gas fireplace with additional bonus living space on main level. Beautiful, light-filled rooms throughout with gleaming new hardwood flooring on the main level, fresh new carpeting on upper and lower levels, new finished walk-in closet in basement, and tons of storage space. Expansive primary bedroom complete with ensuite bath, soaking tub, separate shower, and huge walk-in closet. Backs to Powell’s Creek woods for plenty of natural backyard beauty and privacy. Finished walk-out basement offers more flexibility with large recreation room, a full bathroom, and even a bonus room – perfect for home office, guest space, or home gym. Extra-large unfinished area offers even more storage on the lower level. Exceptional location offers the best of everything! Just minutes to Quantico, Fort Belvoir, Wegmans, Harris Teeter, Stonebridge at Potomac Town Center, Potomac Mills Mall, Downtown Occoquan, Occoquan Regional Park, and many other shopping and recreational opportunities. Plenty of commuter options are available with quick access to VRE Woodbridge Station, Prince William Parkway, Minnieville Road, and I-95 Express Lanes. This one simply has it all! A beautiful home, with tons of extras – in a perfect location!
Source: BRIGHT #VAPW2102962
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.