3130 Vanguard Ct Saint Cloud, FL 34771
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About this home
Practically brand new, this gorgeous 4 bedroom, 3.5 bath home offers 3,000 sq ft of living space plus a 3-car garage, tucked in the only fully built-out cul-de-sac on a private conservation lot. Energy savings come easy with fully paid-off Tesla solar panels, plus a whole-home water softener and reverse osmosis system. Inside, you’ll love the brand new luxury vinyl plank flooring, soaring ceilings, and an extra-large custom walk-in pantry with shelving and countertops. A private downstairs ensuite is perfect for guests, while three more bedrooms await upstairs. No detail was overlooked, upgraded extended driveway, gutters with a French drain system, epoxy-coated garage floors (including a metallic finish in one bay), stylish new barn doors, Pre-wiring for outdoor security cameras and pre-wired surround sound throughout. The extended covered patio is ready for an outdoor kitchen with plumbing and venting already in place. Weslyn Park offers amenities such as a community center, resort-style pools, a fitness center, walking and biking trails, playgrounds, a community garden, and open spaces with picnic areas. The community also provides access to a future amenity center with a kayak launch, fitness center, zero-entry pool, and restaurant, and promotes community events like outdoor fitness classes, farmers' markets, and festivals. Move-in ready, beautifully upgraded, and energy efficient, this home blends luxury with comfort in one of the best locations.
Source: STELLAR #O6345433
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.