3132 W 10th Avenue Pl Broomfield, CO 80020
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About this home
Fall in love with this meticulously updated 3-bedroom 3-bathroom home in Broomfield, where modern finishes meet comfortable family living. From the moment you step inside, you’ll be captivated by the bright, open floor plan, designed to maximize natural light and create a seamless flow between living spaces. The welcoming sunroom bathed in sunlight, offers an inviting atmosphere for relaxation and entertaining. It transitions into the heart of the home: a spacious kitchen with stainless steel appliances, butcher block countertops, and ample cabinet space. A charming breakfast nook provides the perfect spot for morning coffee, casual meals. Beyond the kitchen, a spacious family room awaits, offering versatile space for every occasion. Whether you’re hosting lively game nights or entertaining guests this room has a Murphy bed. Its generous proportions allow for various furniture arrangements, ensuring comfort and functionality. There is a more formal living room also for those drop-in guests. Retreat upstairs to the tranquil primary suite, designed for ultimate comfort and privacy. This luxurious sanctuary boasts a spa-like 5-piece bath featuring modern fixtures, a soothing soaking tub, and a separate shower—your personal oasis after a busy day. Two additional well-appointed bedrooms provide ample space and flexibility to accommodate family or dedicated work-from-home needs. Step outside to discover your private outdoor oasis. The yard offers a serene setting for peaceful evenings or lively summer barbecues. It’s an ideal space for gardening, children’s play, or simply enjoying the fresh air on your oversized patio. This move-in ready home is not just a residence; it offers the lifestyle you’ve been dreaming of, thanks to its convenient location. Situated near parks, schools, a diverse array of dining options, and an abundance of shopping destinations, everything you need is just moments away. Enjoy easy access to outdoor recreation and a vibrant community atmosphere.
Source: RECO #6704293
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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