3138 Deergrass Ct Holiday, FL 34691
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About this home
Short Sale. Welcome to 3138 Deergrass Ct, nestled in the charming Glenwood of Gulf Trace neighborhood. This beautifully designed home offers a spacious and thoughtful layout, perfect for families or those who love to entertain. Step outside to enjoy the mature landscaping that enhances the curb appeal, along with a fully fenced backyard featuring a heated pool and spa—a private oasis for relaxation or outdoor gatherings. Inside, this move-in-ready home seamlessly blends comfort and convenience. Highlights include three generous bedrooms and two well-appointed bathrooms, with an open floor plan that effortlessly connects the living, dining, and kitchen areas. The laminate flooring adds both style and durability, while the fireplace brings warmth and character. A chef’s delight, the kitchen boasts solid surface countertops, and stainless-steel appliances, and an island making meal preparation a joy. Location is key, and this home truly delivers! Situated just minutes from Anclote River Park, residents can enjoy boating, fishing, and pristine sandy beaches. Plus, easy access to vibrant shopping, dining, and top-rated schools ensures convenience at every turn. Outdoor enthusiasts will love nearby Key Vista Nature Park, Anclote Gulf & River Parks, and the renowned Tarpon Springs Sponge Docks—all offering stunning Gulf views, recreational trails, playgrounds, and more. No flood insurance required & low HOA fees! This home sits high and dry with no hurricane damage, providing peace of mind in an exceptional location. Don't miss out on this rare opportunity to own a home that blends modern amenities with natural beauty. Schedule your showing today! GREAT LOCATION near GULF BEACHES, Key Vista Nature Park with an observation tower & hiking trail, Anclote Gulf & River Parks with BEACHES, boat launch ramps, GULF access, fishing pier, dog park, playground, walking bike/trails, Ben Harrill Recreation Complex sports with indoor and outdoor basketball courts, baseball field, field hockey rink & activity center, Tarpon Springs Sponge Docks, restaurants & shops.
Source: STELLAR #TB8392625
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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